Digital India: How Technology is Transforming Payment Ecosystem

With technology, digital capabilities are improving, making life more convenient, especially for Bill payment in India. As per reports provided by McKinsey & Company, India’s Digital Adoption Index covers three elements for becoming a digitally advanced country:

  • Digital Foundation (cost, speed, and reliability of internet service);
  • Digital Reach (number of mobile devices, app downloads, and data consumption), and
  • Digital Value, (how much consumers engage online by chatting, tweeting, shopping, or streaming)

These statistics of these key elements show that India is digitizing faster, providing an option to pay the bills through most secure means. Customers can now pay their bills through Best electricity bill payment provider.

We have covered a journey of carrying cash into our wallet to not carrying any wallet at all.

People are no more skeptical about making payment online, thanks to the technology which has simplified the processes by making it more transparent. With all of the advancements, fintech companies are ensuring that they’re one step ahead of the fraudsters and making payment most safe and secure. No matter, if you want to make online Postpaid mobile payment or you want to pay in cash, all the mediums are available.

BCG Google reported Major Trends Transforming Digital India

India currently ranks #2 in the world with over 1 billion mobile subscription.

Approximately, 240 million consumers use smartphones and this base is projected to increase to over 520 million by 2020.

With increased 3G and 4G penetration in the remotest parts of the country, people are encouraged to use digital payment.

National and International Players have recognized the opportunity in India and are creating services tailored to its consumers and unique operating conditions.

XPay.Life is one of the most trusted names in the Fintech that provides one stop solution for multi utility bill payment, enabling every citizen to pay their different bills under the same window. In collaboration with NPCI and Bharat Bill Pay, XPay.Life is providing multi-utility bill payment. Right from paying Electricity, Water, Gas, Mobile, Broadband, Landline bills to Recharge DTH OnlineXPay.Life offers all the solutions to pay through Touch Screen Kiosk, web, mobile app and POS device.

To clear all the doubts of consumers regarding secure payment, XPay.Life has integrated most safe and secure payment gateway, which is based on Blockchain enabled Transaction Framework. In the traditional form of payment, bank has all the authority and information about the payment, which creates a sincere trust breach but with Blockchain based Payment, each and everything is completely secure.

For more details visit here: www.xpay.life/

Source : http://blog.xpay.life/2019/07/digital-india-how-technology-is.html

Which is the Best Online Bill Payment Website in India

In recent times, many options have been flooded in the market to pay the utility bills online, increasing the competition for the Best Online Bill Payment Website in IndiaThere are various online bill payment services in India that allows you to pay postpaid bills online. In just a few clicks, you get to pay all your utility bills in one go. Amid many players, XPay.Life is one of the best choice for Bill Payment Online.

This begs a question, what is XPay.Life?
To give an introduction, XPay.Life offers a complete spectrum of bill payment and facilitates consumers to pay their multi-utility bills including Electricitybill payment online, Water Bill Payment, Gas Bill Payment, Mobile Bill Payment, Landline Bill Payment, Broadband Bill Payment and DTH Bill Payment through Touch Screen Kiosk, Web, Mobile App and POS device, using the most secured Blockchain based Payment Gateway.  

Why XPay.Life?
XPay.Life offers a wide range of payment options including UPI, Credit and Debit Card such as Amex, Diners Club, Mastercard, and Visa, Net Banking and Wallet, using the Blockchain based Payment Gateway, which provides the most secure and transparent payment Gateway for the customers. Since all the transactions can be seen publicly and cannot be altered once they’re coded into the system, blockchain helps the customers to spend their digital moneys much easier. Since, it is secured and transparent, transactions take a lot shorter time and quickens the whole payment processes.

Unique Selling Proposition of XPay.Life!
XPay.Life serves its consumers through offline mode of payment also. Consumers can do DTH Recharge Online by visiting the nearby Touch Screen Kiosk and make the payment in cash as well using digital transactions. If you want to make payment online such as if you want to make Postpaid Mobile Bill Payment Onlinethen browse http://www.xpay.life and pay the bills. Consumers can also pay their utility bills by downloading XPay.Life iOS and Android App, which is available on Play Store and App Store.

Steps to follow to make Electricity Bill Payment Online:

  • Select the service such as Electricity Bill Payment·  
  • Select the Operator & enter your consumer number·  
  • Add payment details and submit.


The complete process can be performed in as less as three clicks. The process is same for other services as well.

Support & Feedback!

Support Team of XPay.Life is available 24x7x365 days. Consumers can write their queries/concerns/issues and send it tosupport@xpay.life. The team promises to responds to every email within 24 hours. Consumers can also call on +91-88843 56000.

Source Link : http://blog.xpay.life/2019/07/which-is-best-online-bill-payment.html